Terms of Use

These Terms of Use (“Terms”) govern your access to and use of nz365guy.com (“the Site”), operated by Mark Smith through Cloverbase Limited (NZBN 9429051598727), a company incorporated in New Zealand. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

Use of the Site

The Site is provided for informational and educational purposes. You may browse, download, and print content for your personal, non-commercial use, provided you do not modify the content and you retain all copyright and proprietary notices. You must not use the Site in any way that is unlawful, harmful, or in breach of these Terms.

Intellectual Property

All content on the Site, including text, images, graphics, audio, video, software, and other materials, is the property of Mark Smith or Cloverbase Limited, or is used under licence, and is protected by the Copyright Act 1994 (New Zealand) and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without prior written consent.

Blog Posts and Commentary

The views and opinions expressed in blog posts and other content on the Site are those of the author and do not necessarily reflect the views of any employer, client, or partner. Content is provided for general information only and should not be relied upon as professional advice.

Comments and User Content

If you submit comments or other content to the Site, you grant us a non-exclusive, royalty-free, perpetual licence to use, display, and distribute that content in connection with the Site. You are responsible for the content you submit and must not post anything that is unlawful, defamatory, threatening, or infringes the rights of others.

Third-Party Links

The Site may contain links to third-party websites. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites. You access third-party links at your own risk.

Disclaimer of Warranties

The Site and its content are provided “as is” and “as available” without warranties of any kind, whether express or implied, to the fullest extent permitted by New Zealand law. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the maximum extent permitted by the Consumer Guarantees Act 1993 and other applicable New Zealand legislation, Mark Smith and Cloverbase Limited shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of, or inability to use, the Site or its content.

Indemnification

You agree to indemnify and hold harmless Mark Smith and Cloverbase Limited from any claims, damages, losses, or expenses arising out of your use of the Site or your breach of these Terms.

Governing Law

These Terms are governed by and construed in accordance with the laws of New Zealand. Any disputes arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of New Zealand.

Changes to These Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated revision date. Your continued use of the Site after any changes constitutes acceptance of the updated Terms.

Contact

If you have any questions about these Terms, please use the Contact page on this Site.